Vegasman
Apr 26, 04:50 PM
And next week there will be a new survey that says the opposite. These reports are getting old. Must be a slow news day.
Unlikely...
Unlikely...
citizenzen
Apr 16, 01:23 PM
It's spending on investment rather than spending on consumption.
This is a key point to the growing inequity of wealth in America. The rich have surplus funds that they are able to invest, while the poor, and a growing number of people are spending all of the income on consumption.
In 2007 Zhu Xiao Di wrote a report for the Harvard University's Joint Center for Housing Studies title, Growing Wealth, Inequity, and Housing in the United States [PDF] (http://www.jchs.harvard.edu/publications/markets/w07-1.pdf)
Abstract
The rapid growth of household wealth in the United States has been accompanied by drastic growing inequality. This paper discusses both wealth and inequality growth, examines demographic factors behind the growth, and analyzes housing�s role in it, using the Survey of Consumer Finances data collected by the Federal Reserve Bank. While aggregate household net wealth grew from $25.9 trillion in 1995 to $50.1 trillion in 2004 (both in 2004 dollars), nearly 90 percent of the net gains occurred only among the top quartile of households in the wealth distribution. Although housing wealth (both home equity and housing value) was still more evenly distributed than other types of wealth, it largely served to widen the wealth gap rather than to narrow it during the last decade.
In this report, he clearly illustrates the difference between household net wealth and household income.
Wealth Inequality and Household Net Wealth Growth
It is well known that the distribution of household net wealth is even more unbalanced than that of household income. Net wealth is defined as all assets net out all debts. In the top quartile of the household net wealth distribution held the lion�s share�87 percent (or $43.6 trillion) while the bottom quartile of households had nothing. The upper and lower middle quartiles combined held $6.5 trillion, or 13 percent of total household net wealth (see Chart 1).
http://www.interfaith.org/forum/members/citizenzen-albums-album-picture1305-screen-shot-2011-04-16.png
As he says in the report, "In other words, the bottom 28 million of American households in 2004 had nothing once their debt is netted out ..."
The difference between inequalities in wealth and income is quite natural, as one is from a stock perspective and the other is from a flow perspective. Low income households have to spend most or all of their incomes on life necessities with little capability of saving and investment so they can hardly accumulate any household net wealth. Thus they often remain in the bottom distribution of household wealth with nothing; the exception is the group of low income senior households who recently fell into the low-income category due to retirement and the loss of income. In short, while the bottom quartile of income distribution still has income, the bottom quartile of wealth distribution does not have any wealth net of debt.
This is a key point to the growing inequity of wealth in America. The rich have surplus funds that they are able to invest, while the poor, and a growing number of people are spending all of the income on consumption.
In 2007 Zhu Xiao Di wrote a report for the Harvard University's Joint Center for Housing Studies title, Growing Wealth, Inequity, and Housing in the United States [PDF] (http://www.jchs.harvard.edu/publications/markets/w07-1.pdf)
Abstract
The rapid growth of household wealth in the United States has been accompanied by drastic growing inequality. This paper discusses both wealth and inequality growth, examines demographic factors behind the growth, and analyzes housing�s role in it, using the Survey of Consumer Finances data collected by the Federal Reserve Bank. While aggregate household net wealth grew from $25.9 trillion in 1995 to $50.1 trillion in 2004 (both in 2004 dollars), nearly 90 percent of the net gains occurred only among the top quartile of households in the wealth distribution. Although housing wealth (both home equity and housing value) was still more evenly distributed than other types of wealth, it largely served to widen the wealth gap rather than to narrow it during the last decade.
In this report, he clearly illustrates the difference between household net wealth and household income.
Wealth Inequality and Household Net Wealth Growth
It is well known that the distribution of household net wealth is even more unbalanced than that of household income. Net wealth is defined as all assets net out all debts. In the top quartile of the household net wealth distribution held the lion�s share�87 percent (or $43.6 trillion) while the bottom quartile of households had nothing. The upper and lower middle quartiles combined held $6.5 trillion, or 13 percent of total household net wealth (see Chart 1).
http://www.interfaith.org/forum/members/citizenzen-albums-album-picture1305-screen-shot-2011-04-16.png
As he says in the report, "In other words, the bottom 28 million of American households in 2004 had nothing once their debt is netted out ..."
The difference between inequalities in wealth and income is quite natural, as one is from a stock perspective and the other is from a flow perspective. Low income households have to spend most or all of their incomes on life necessities with little capability of saving and investment so they can hardly accumulate any household net wealth. Thus they often remain in the bottom distribution of household wealth with nothing; the exception is the group of low income senior households who recently fell into the low-income category due to retirement and the loss of income. In short, while the bottom quartile of income distribution still has income, the bottom quartile of wealth distribution does not have any wealth net of debt.
Frobozz
May 4, 03:34 PM
What I don't understand is even if it's distributed through the Mac App Store, does Apple expect us to burn it on dvd or make a bootable usb?
I don't know if every mac user will even be able to do that, this may work for those looking to upgrade, but a fresh install will require dvd/usb..
This problem has been solved by the digital download business for years. Since every Mac, with the exception of the MB Air, comes with a standard superdrive, the consumer could burn their own copy for emergencies. Alternatively, there is usually a small fee to be sent a physical disc from the software provider.
While everyone has wildly different experiences with this-- I personally have not needed a Mac install DVD for an re-install / emergency in over 6 years.
I don't know if every mac user will even be able to do that, this may work for those looking to upgrade, but a fresh install will require dvd/usb..
This problem has been solved by the digital download business for years. Since every Mac, with the exception of the MB Air, comes with a standard superdrive, the consumer could burn their own copy for emergencies. Alternatively, there is usually a small fee to be sent a physical disc from the software provider.
While everyone has wildly different experiences with this-- I personally have not needed a Mac install DVD for an re-install / emergency in over 6 years.
Willis
Aug 11, 09:06 AM
So does that mean MacWorld Paris?
It sure does. Quite exciting really. I think all consumer products will get Core 2 Duo (merom + conroe) in September. Although, seeing as Merom is socket compatable with the current line up, I dont think we will see a Conroe in the iMac.
It sure does. Quite exciting really. I think all consumer products will get Core 2 Duo (merom + conroe) in September. Although, seeing as Merom is socket compatable with the current line up, I dont think we will see a Conroe in the iMac.
Dr Kevorkian94
May 4, 08:02 PM
Doing it through the app store mares it more advertised and more users will be able to just upgrade. Whereas before u had to somehow hear about it and then take a drive to the store. Now it's easier and more advertised but you now have these "problems". So it will probably be available in the app store but u can burn it to a disc if u want, or purchase it from a apple store. But apple wants the primary distribution point to be the app store.
myotis
Nov 2, 01:49 PM
This seems to good to be true.
With Windows, Sophos actively discourages home users by pricing their product out of the market for single licenses �100 plus. Multiple (corporate) licenses rapidly become much cheaper, and the licenses include home use for employees.
Even though it has the reputation of being the best AV available, the price meant that once I was no longer eligible for a free license, I had to leave Sophos behind, so this is really good news that a free version is available for the Mac.
I still find it rather strange, unless it shows a change in policy. Or they are testing it out on the home market before focussing on the corporate market.
Graham
With Windows, Sophos actively discourages home users by pricing their product out of the market for single licenses �100 plus. Multiple (corporate) licenses rapidly become much cheaper, and the licenses include home use for employees.
Even though it has the reputation of being the best AV available, the price meant that once I was no longer eligible for a free license, I had to leave Sophos behind, so this is really good news that a free version is available for the Mac.
I still find it rather strange, unless it shows a change in policy. Or they are testing it out on the home market before focussing on the corporate market.
Graham
firestarter
Apr 22, 10:24 AM
Actually, you can get by with a mid/high level iMac now for most graphic design needs (photoshop, illustrator, etc) these days and even average video editing needs
Not if you care about colo[u]r management. While Apple continues its love affair with shiny screens, creatives need an alternative.
Not if you care about colo[u]r management. While Apple continues its love affair with shiny screens, creatives need an alternative.
Schizoid
Mar 31, 06:38 AM
mac os x kitteh and the one after that mac os x kitteh galore
279026
279026
Stridder44
Apr 21, 03:57 PM
Awesome. Just awesome. :D Can't wait to see what these things look like.
Eso
Mar 27, 04:44 AM
Like I said earlier... If they are released right away in the school year, the other students and staff would be in an uproar because they would say we should have seen this coming and blah blah blah, we should have waited until the start of the year.
Well you'll probably have to buy more in the fall anyways. I mean, have you ever seen public school textbooks?
Well you'll probably have to buy more in the fall anyways. I mean, have you ever seen public school textbooks?
archipellago
Apr 26, 04:51 PM
Actually, they are merging, and that's because of the huge debt that Porsche got due to trying to take over Volkswagen. (BTW, the current CEO of Porsche AG is from Volkswagen, that's not generally how you do it after you've taken over another company, more like what happens when you've lost.)
wanna re-check that sunshine..?
wanna re-check that sunshine..?
archipellago
Apr 26, 04:42 PM
I've been sitting on a **** windows mobile phone for about 2 years & decided to upgrade about 3 months ago & decided to wait for iphone5.
I buy macbooks & I'm not a mid / late cycle buyer & don't mind waiting for something good.
However Apple lost my custom today. All these stories about putting the release date back and rumors about a 'small' update.....
I ain't hanging around to find out. Just ordered a Galaxy S II
Android here i come.
nice choice, its awesome.
I buy macbooks & I'm not a mid / late cycle buyer & don't mind waiting for something good.
However Apple lost my custom today. All these stories about putting the release date back and rumors about a 'small' update.....
I ain't hanging around to find out. Just ordered a Galaxy S II
Android here i come.
nice choice, its awesome.
McGiord
May 6, 02:28 PM
Seriously it takes maybe a couple months to adjust to new systems of measure, it's really not that big of a deal and it certainly doesn't require any massive brain power to use metric vs. Imperial. The only preference I still have for imperial is food based. Can i have 500 grams of sliced ham? It just sounds wrong.
Also they teach both systems in grade school etc at least when I was in school.
Actually it is quite easy to order half a kilo of cheese, the question is if you wanted it grated, sliced or by the chunk, they've are pretty good at it.
Also they teach both systems in grade school etc at least when I was in school.
Actually it is quite easy to order half a kilo of cheese, the question is if you wanted it grated, sliced or by the chunk, they've are pretty good at it.
itcheroni
Apr 18, 06:51 PM
Yet you haven't convinced many here. Doesn't that indicate that perhaps you need to address it again, and perhaps find other ways to illustrate your point? It's not like I'm unwilling to be convinced. I just haven't heard a good reason to accept your argument.
Well, if you guys agreed with me then I would have to rethink my position. :D
It's kind of a prerequisite for a collapse that 99% of the population is unprepared.
Well, if you guys agreed with me then I would have to rethink my position. :D
It's kind of a prerequisite for a collapse that 99% of the population is unprepared.
RebelScum
Apr 20, 09:06 AM
1)So I'll have fun with a Galaxy S2 while the gullible remain in denial.
Hurm
So if I said the Galaxy S feels like it was made by Fisher Price, in that it feels cheap, too light, over-designed, kind of goofy-looking, and therefore a monumental piece of crap when coupled with Android's battery-sucking OS and Samsung's baffling UI, would you take that as a statement of fact, or just another cue that everything is subjective?
Not that I hate Android phones. Far from it. My wife has one. She thinks it's "neat". I agree. She also thinks the battery life is a PITA and the inability to sync on a Mac is just plain stupid. I, again, agree.
EDIT: I just watched a review for the Galaxy S2. The only thing new I took away from it was "Wow, there might be something to this Apple/Samsung lawsuit after all."
Hurm
So if I said the Galaxy S feels like it was made by Fisher Price, in that it feels cheap, too light, over-designed, kind of goofy-looking, and therefore a monumental piece of crap when coupled with Android's battery-sucking OS and Samsung's baffling UI, would you take that as a statement of fact, or just another cue that everything is subjective?
Not that I hate Android phones. Far from it. My wife has one. She thinks it's "neat". I agree. She also thinks the battery life is a PITA and the inability to sync on a Mac is just plain stupid. I, again, agree.
EDIT: I just watched a review for the Galaxy S2. The only thing new I took away from it was "Wow, there might be something to this Apple/Samsung lawsuit after all."
ticman
Dec 11, 03:49 PM
ticman, thanks for all the info!
Question: You obviously used the included disk to mount the car kit to. Does that disk hold onto your dash really securely with the adhesive they supply?
Also, when you are using Voice Control, do you have to reach around the back of the car kit to press the button to activate it, or can you just press the Home button on the iPhone?
Lastly, I have to use an FM transmitter in my car so I was going to plug it into the jack on the car kit and transmit music to my radio. It sounds like the Navigon instructions will come out my radio speakers not the little speaker on the car kit, but when I make a phone call it will use the car kit speaker. Right? Hope so, as I don't really want my phone calls blasted through my speakers.
The included disk is holding very very well to the area i used which was on plastic near the radio. IT WOULD NOT HOLD TO MY DASH AT ALL as the dash had a grainy leather and not a smooth surface.
Voice control is done by pressing the HOME button.
I have MADE a call by using Voice Control and talk was through the iPhone speakers. I have NOT tried using ipod music and navigon and tried making a call but would suspect that again talk would come out of the iphone and not car speakers. What would be interesting is what happens to Navigon directions and volume of ipod music. I'll check that out and leave another post.
Hope that helps.
The only slight issue i have is that when i place the phone in landscape mode I have to do it in such a way that the 2 input cords are on TOP of the iphone dock. It i hit a bump it sometimes cause the iphone to swing down a bit towards Portrait mode. Must be the weight of the two plugs.
Question: You obviously used the included disk to mount the car kit to. Does that disk hold onto your dash really securely with the adhesive they supply?
Also, when you are using Voice Control, do you have to reach around the back of the car kit to press the button to activate it, or can you just press the Home button on the iPhone?
Lastly, I have to use an FM transmitter in my car so I was going to plug it into the jack on the car kit and transmit music to my radio. It sounds like the Navigon instructions will come out my radio speakers not the little speaker on the car kit, but when I make a phone call it will use the car kit speaker. Right? Hope so, as I don't really want my phone calls blasted through my speakers.
The included disk is holding very very well to the area i used which was on plastic near the radio. IT WOULD NOT HOLD TO MY DASH AT ALL as the dash had a grainy leather and not a smooth surface.
Voice control is done by pressing the HOME button.
I have MADE a call by using Voice Control and talk was through the iPhone speakers. I have NOT tried using ipod music and navigon and tried making a call but would suspect that again talk would come out of the iphone and not car speakers. What would be interesting is what happens to Navigon directions and volume of ipod music. I'll check that out and leave another post.
Hope that helps.
The only slight issue i have is that when i place the phone in landscape mode I have to do it in such a way that the 2 input cords are on TOP of the iphone dock. It i hit a bump it sometimes cause the iphone to swing down a bit towards Portrait mode. Must be the weight of the two plugs.
nbs2
Nov 22, 12:40 PM
I couldn't agree more. I still think a cell phone should be, first and foremost, a decent telephone! If it stops working after I drop it on carpet, or the person at the other end sounds like they are taking through a "tin can", or if the reception "goes down more frequently than a five dollar hooker" and it drops calls, I don't really give a rat's ass about a built in camera, video, music player, fancy ringers, or any of the other "bells and whistles" that seem to be a marketing priority these days. Then there's the whole battery life issue. I don't want to caught off guard with a dead phone late one night because I happened to be in the mood for music that day and used the phone as a music player all day. Give me a good telephone, and decent features that enhance that function (BT hands free, sync, etc.) first. Then worry about the other gimmicks.
I'll agree as well. One feature that Apple might be able to captalize on, if they do sell direct to consumers rather than through carriers, would be resolution of the bells/whistles problem.
For some people, a phone isn't a phone unless is has a 3MP camera, takes 640x480 video, etc. For others, all they want is basic PDA functionality. Would it be possible for Apple to offer a BTO option? I mean, Camera/Video is generally listed under a single menu option, and it wouldn't be that difficult to design the firmware to only display the category if the Camera is installed. To make things easier, Apple could stock one or two basic models in their stores, and leave people to go to apple.com for customizations...Any reason why this couldn't work?
I'll agree as well. One feature that Apple might be able to captalize on, if they do sell direct to consumers rather than through carriers, would be resolution of the bells/whistles problem.
For some people, a phone isn't a phone unless is has a 3MP camera, takes 640x480 video, etc. For others, all they want is basic PDA functionality. Would it be possible for Apple to offer a BTO option? I mean, Camera/Video is generally listed under a single menu option, and it wouldn't be that difficult to design the firmware to only display the category if the Camera is installed. To make things easier, Apple could stock one or two basic models in their stores, and leave people to go to apple.com for customizations...Any reason why this couldn't work?
Mac'nCheese
Apr 9, 08:07 PM
Which orifice did you pull the "*" from??? :p
The answer is 2, not 288 (it can't be that)
Following PEMDAS (Parenthesis, Exponents, Multiplication, Division, Addition, Subtraction):
9+3=12
12*2=24
48/24=2
2 is the final answer.
As I stated above, you are missing an Important rule of pemdas. When you get to multiplication/division or addition/subtraction, you go left to right. So: 48/2 is 24. And 24 *12 is 288. If u don't believe me, just google pemdas and u get the rules:
http://www.mathsisfun.com/operation-order-pemdas.html
The answer is 2, not 288 (it can't be that)
Following PEMDAS (Parenthesis, Exponents, Multiplication, Division, Addition, Subtraction):
9+3=12
12*2=24
48/24=2
2 is the final answer.
As I stated above, you are missing an Important rule of pemdas. When you get to multiplication/division or addition/subtraction, you go left to right. So: 48/2 is 24. And 24 *12 is 288. If u don't believe me, just google pemdas and u get the rules:
http://www.mathsisfun.com/operation-order-pemdas.html
Multimedia
Sep 17, 02:16 AM
I've been reading internet articles all day. Yesterday I ordered a MacBook which is set for delivery in Oct. I read an article that said Intel shipped the processors early to the manufacturers to first upgrade their entry level laptops and, as we have seen, that is the case with Dell and HP. According to the article, there was no supply issue with the new Core 2 CPU's. The MacBook though now supposedly is in short supply right now inventory-wise - Could be back to school or possibly a "refit" !! Well, who knows what they will do but I would hope they would just start shipping them with the new Core 2 CPU's soldered in place of the Core Duo - both laptops.I Doubt Merom Supplies Are Off Allocation Yet � It's Unlikely Apple Can Get All They Need yet. Therefore MacBook will get Merom later and mini last.
Plutonius
May 5, 11:11 AM
Wilmer will be missed but he was slowing us down with his incessant blather. I'm starting to get hungry so let's try to find a kitchen in this dump so the wizard can make us sandwiches.
Vote - Move to the next room (take Wilmer's body along with us).
Vote - Move to the next room (take Wilmer's body along with us).
RawBert
Apr 18, 04:37 PM
The side by side shots look like Nike Air Jordans next to some fake-ass Jordan ProWings. :)
BJNY
Aug 4, 06:08 AM
I've been hoping for months, but barely speculated by others.....
• 19" & 22" Merom-based iMacs (current iMacs already look "old" to me)
• backlit slim USB2 keyboard
• new category: home theater component-sized Conroe-based Mac (no Cube/MiniTower; Woodcrest goes into Mac Pros)
iLife, iPhone & all other rumors seem like smokescreen.
• 19" & 22" Merom-based iMacs (current iMacs already look "old" to me)
• backlit slim USB2 keyboard
• new category: home theater component-sized Conroe-based Mac (no Cube/MiniTower; Woodcrest goes into Mac Pros)
iLife, iPhone & all other rumors seem like smokescreen.
Zimmy68
Mar 29, 09:11 AM
And Amazon thinks crippling ioS compatibility will be good business? FAIL.
It's Apple crippling it with their, we get 30% of everything no matter what it is.
Amazon would love to get this on iOS devices, it helps with their sales. That is why Kindle is available.
Talk to Apple, they are the bad guy here.
It's Apple crippling it with their, we get 30% of everything no matter what it is.
Amazon would love to get this on iOS devices, it helps with their sales. That is why Kindle is available.
Talk to Apple, they are the bad guy here.
Porchland
Sep 11, 09:06 AM
I haven't seen any rumors of this, but I would love to see an Apple-branded Comcast HD/DVR box. My Motorola set-top box already has the killer app that everyone wants to see from a IP-streaming device: HD movies on demand for $4 a pop. But the interface is slow and clunky, and Apple would do a much better job.
As I've said here before, I'm not all that interested in an iTMS TV/movie store unless it replaces my cable, i.e., gives me most of the TV content I want for a flat monthly rate and movies at $4 each.
As I've said here before, I'm not all that interested in an iTMS TV/movie store unless it replaces my cable, i.e., gives me most of the TV content I want for a flat monthly rate and movies at $4 each.
